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DSCR Rental Loans
Long-term financing for investors purchasing, refinancing, or cashing out rental properties
DSCR is Best For:
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Purchasing single-family or small multifamily rentals
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Cash-out refinancing to acquire additional properties
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Refinancing stabilized rental properties
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Portfolio financing for multiple rental assets
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Scaling your portfolio through your LLC
Key Terms
Loan Size
$100,000+
Amortization
15-30 YR
Property Type
Single/multifamily, residential mixed-use
LTV
Up to 80%
Citizenship
Not required
Timeline
As fast as 14 days, depending on loan type
Credit
Any and no score!
Terms
Fixed, ARM, IO, hybrid options
How It Works
DSCR loans are qualified based on the income generated by the property.
We compare rental income against the proposed debt payment to determine whether the property supports the loan.
Stronger cash flow, credit, reserves, and property quality generally improve available rate and terms.
Tell us about the property and we’ll match the best DSCR option.
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